The game every desi player grew up watching at family gatherings — now available 24 hours a day, seven days a week, at 98pkt with live dealers, real-time betting in PKR, side bet options, and instant Easypaisa or JazzCash withdrawals. Simple to understand. Surprisingly deep once you get into the strategy.
Andar Bahar is one of the easiest card games to learn — if you can tell the difference between two sides and identify a matching card, you already understand the core of the game.
The dealer draws a single card from a shuffled deck and places it face-up in the centre of the table. This is the Joker card — the reference point for the entire round. The suit does not matter; only the value is relevant. So if a 7 of Hearts is the Joker, the round ends when any other 7 appears on either side.
Before any more cards are drawn, you place your bet on one of two positions: Andar (meaning "inside" — the left side of the table) or Bahar (meaning "outside" — the right side). At 98pkt, you bet in PKR starting from Rs 200. You can also place optional side bets during this phase.
The dealer alternates between dealing one card to Andar, then one to Bahar, then Andar again, and so on. Each card is placed face-up. The dealing continues until a card matching the Joker's value appears on either side. The round is complete the moment the match is found.
If you bet on Andar and the matching card appears in the Andar pile, you win. Same for Bahar. At 98pkt, a winning Andar bet pays 1:1. A winning Bahar bet pays 0.90:1 (because Bahar has a slight statistical advantage when the Joker is black — so the odds are adjusted accordingly). Winnings go instantly to your balance.
Beyond the main Andar/Bahar bet, 98pkt offers optional side bets that you can place before cards are dealt. These include predicting how many cards will be dealt before the match, betting on specific card values, and others. Payouts on side bets range from 2:1 up to 11:1 depending on the specific wager.
Every bet type available on the 98pkt Andar Bahar tables, with payouts and the probability that informs them.
| Bet Type | Payout | Notes |
|---|---|---|
| Andar (main) | 1:1 | Even money — Andar dealt first |
| Bahar (main) | 0.90:1 | Slightly reduced — Bahar stat. advantage |
| 1–5 cards dealt | 3:1 | Match found in first 5 cards |
| 6–10 cards dealt | 4:1 | Match found between cards 6–10 |
| 11–15 cards dealt | 5:1 | Match in cards 11–15 |
| 16–25 cards dealt | 8:1 | Match in cards 16–25 |
| 26–30 cards dealt | 11:1 | Long round — highest side payout |
| Joker is a face card | 2:1 | J, Q, K as the Joker card |
Side bets are optional. RTP on the main Andar bet is 97.85%, Bahar is 97.00%. Side bet RTPs vary — see full terms on the Terms & Conditions page.
The traditional format with a professional live dealer streaming in HD. One deck, standard Andar/Bahar bets, and the full side bet menu. Bet range Rs 200 – Rs 100,000. Ideal for players who want the authentic experience with proper pacing.
Faster round pacing with a shorter betting window — designed for players who want to get through more rounds per session. The betting range is the same as Classic, but the dealer moves at a quicker tempo. Side bets are available but limited to main game ones only.
Private table access for Gold, Platinum, and Diamond VIP Club members. Higher betting limits up to Rs 500,000 per hand, a dedicated senior dealer, and a quieter table atmosphere. Unlocks automatically when you reach Gold VIP status at 98pkt.
Andar Bahar has been part of South Asian card culture for generations. Walk into any home in Lahore, Karachi, Rawalpindi, or Hyderabad during a family gathering, and chances are someone around the table has played this game. It is simple enough that children can understand it and deep enough that experienced players still think carefully about every bet. The online version at 98pkt captures that same spirit — a clean, clear game with genuine tension on every round, played in PKR with a live dealer who mirrors the experience you would have at a real table.
What makes Andar Bahar stand out from other card games is the purity of the decision. You are not managing a hand of multiple cards, calculating combinations, or second-guessing complex rules. The Joker is revealed, you decide whether the matching card will fall on the Andar side or the Bahar side, you place your bet, and you watch. The result is clear within seconds. That simplicity is genuinely appealing — especially for players who enjoy the excitement of live dealer games without the pressure of memorising elaborate rule sets.
The 98pkt Andar Bahar tables use a single standard 52-card deck shuffled before each round. The main Andar bet pays even money at 1:1, while Bahar pays 0.90:1 to account for the slight statistical edge that the Bahar side holds in rounds where the Joker is black (since Andar is always dealt the first card, Bahar gains a small probability advantage in those scenarios). The overall RTP on the main Andar bet is 97.85% — one of the higher return rates available among live dealer card games on any Pakistani gaming platform.
The side bet system at 98pkt transforms Andar Bahar from a binary choice into a multi-layered betting experience. The most popular side bets among regular players are the card-count wagers — predicting roughly how many cards will be dealt before the match is found. Short rounds of one to five cards carry a 3:1 payout; longer rounds of 26 to 30 cards pay 11:1. These side bets add genuine strategic depth because round length is somewhat predictable in terms of probability distribution across a session, even though any individual round is random. Players who track round history carefully use this data to inform their side bet decisions.
The live dealer tables at 98pkt are streamed in HD with minimal lag, which matters a great deal in a game like Andar Bahar where the visual experience of watching cards dealt one by one is central to the enjoyment. The dealers are professional and communicate naturally — there is no robotic script delivery. The interface shows previous round results, your bet history, and the current live round progression all in one view, so you never lose track of what is happening.
From a strategy perspective, experienced Andar Bahar players at 98pkt focus on two things above all else: bankroll management across a session, and selective side bet participation. Because the main bet has nearly even probability on both sides, chasing losses by aggressively increasing bet sizes is a reliable way to exhaust your balance quickly. Most regular players at 98pkt use a flat-bet approach — the same bet amount per round — and reserve side bets for selected rounds rather than every single hand. The 11:1 side bet on long rounds, for example, does not need to hit often to be profitable if you have selected it judiciously rather than placing it every round.
Depositing and withdrawing PKR for Andar Bahar at 98pkt is as straightforward as the game itself. Fund your account through Easypaisa, JazzCash, NayaPay, or IBFT, play as many rounds as you like, and request a withdrawal whenever you are ready. Verified accounts at 98pkt receive Easypaisa and JazzCash transfers within minutes. VIP Club members who have reached Gold tier and above enjoy fast-track or instant withdrawals that make the process even smoother. The combination of a familiar, loved game with fast local payment processing is exactly why Andar Bahar at 98pkt has become one of the most-played titles on the platform.
Keep your bet the same size every round until you understand how the table is flowing. Flat betting protects your bankroll while you get a feel for the game rhythm at 98pkt.
Side bets offer better payouts but come with lower hit rates. Place them on selected rounds rather than every hand. The 3:1 short-round bet is the most commonly hit and a good starting point.
The 98pkt interface shows previous Andar/Bahar results. While each round is independent, pattern awareness helps you feel more in control of your session and spot when variance is running hot or cold.
Min bet Rs 200. Winnings credited in real time. No currency conversion fees.
Register free, claim your welcome bonus, and join the Andar Bahar tables at 98pkt. Bet in PKR, play with a live dealer, and withdraw your winnings via Easypaisa or JazzCash within minutes. The game you already know — now online and rewarding.